Ten of the cheapest cars to insure

Whilst many of us are lead by the headlines that tell us that the cheapest motoring is to be found with the most economical, most eco-friendly cars; for the younger or low mileage driver, it is often car insurance that is the highest ticket motoring cost.

Insurance company quotes are heavily influenced by the following factors:

• Your age & sex
• Your driving & previous car insurance history
• Your postcode
• ABI (Association of British Insurers) rating that is given to all new cars.

You can’t really change the first factors, the second factor will take time & moving home may be an extreme way of bringing down your car insurance costs. You can choose a more insurance friendly car though.

The ABI rating ranges from the cheapest group of 1 down to a horribly expensive 20. Each numerical category is also given an additional alphabetic tag, with E the best and U the worst.

Here’s ten of the cheapest cars to insure:

> Citroen C1- a fashionable French super-mini pips its rivals to the post as it boasts slightly superior security measures which may make all the difference when getting a quote

> Toyota Aygo- the tiny Japanese tyke matches the C1 in most areas, especially in the desirably cheap 1E ABI rating on some models

>Peugeot 107- there is little separating these top three cars other than your own personal preference. The second French super-mini is near identical to its rivals, including being in the 1E ABI bracket in some cases

> Vauxhall Corsa- new body styling and large interior space make the Vauxhall Corsa a real contender in the cheap, fashionably small car arena

> Chevrolet Matiz- the tiny 796cc engine makes this very cheap to insure and buy, though it lacks the prestige or quality of interior of its rivals

> VW Fox- the Fox is surprising cheaper and bigger than you might expect, with the 1.2 sporting and ABI rating of 1E and coming with alarm and immobiliser

> Ford Fiesta- an old, established name in small cars, the fiesta has only improved over the years with the 1.25 petrol engine version getting a 2E ABI score

> Fiat Grande Punto- fashion, function and fun combine with a 2E ABI for the 1.2 Grande Punto

> Nissan Micra- even if the styling of this Japanese super-mini are not to your tastes, the sheer amount kit included and the small engines available make this car a dream to live with and insure

> Skoda Fabia- based on the VW Polo. An excellent car with models with an ABI of 1.

To find out more about these cars go to the Reviews section on the main site.

If you know of a model that’s cheap to insure and it’s not included in the list above then we ‘d love to hear from you. Please leave a comment below so that other readers can benefit.

UK Car Exchange

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